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Beautiful Clearwater, FloridaClearwater is a city located in Pinellas County, Florida, along the Gulf of Mexico. It is the county seat and has a population of approximately 116,000 people.
Some of the important landmarks in Clearwater include Clearwater Beach, which is consistently ranked as one of the best beaches in the United States, and the Clearwater Marine Aquarium, which is home to Winter the Dolphin, the star of the hit movie “Dolphin Tale.”
Clearwater is located on a barrier island and is surrounded by water on three sides, providing residents with stunning water views and ample opportunities for boating, fishing, and other water-based activities.
The city of Clearwater is home to several major suburbs and neighborhoods, including Countryside, which is known for its excellent schools and family-friendly atmosphere, and Sand Key, which is a popular vacation spot for tourists.
Clearwater is one of the fastest-growing cities in Florida. It has a median household income of approximately $46,000 and a median home value of approximately $235,000. The city is home to several major employers, including Honeywell Aerospace and Tech Data Corporation.
Benefits of living in Clearwater include its warm climate and proximity to the beach, which makes it an ideal location for outdoor enthusiasts. The city also offers a variety of cultural attractions, including the Clearwater Jazz Festival and the Capitol Theatre, which hosts a variety of concerts and performances throughout the year.
Compared to other cities in Florida, Clearwater offers a relatively affordable cost of living, as well as a strong sense of community and excellent schools. It is also conveniently located near several major cities, including Tampa and St. Petersburg, which offer a variety of employment and entertainment opportunities.
As of 2021, Florida had the second-highest foreclosure rate in the United States, behind only Delaware. According to Attom Data Solutions, a leading provider of real estate and property data, Florida had a foreclosure rate of 0.29% in 2021, which is higher than the national average of 0.11%.
In terms of actual numbers, there were 18,561 properties in Florida with foreclosure filings in 2021, which is a 70% decrease from the peak of the foreclosure crisis in 2009. According to Attom Data Solutions, there were a total of 271 properties with foreclosure filings in Clearwater in 2021. This represents a foreclosure rate of 0.13%, which is slightly higher than the national average of 0.11%.
In Pinellas County, there were a total of 1,316 properties with foreclosure filings in 2021, representing a foreclosure rate of 0.12%, which is slightly higher than the national average but lower than the state average for Florida.
Compared to other cities and counties in our state, Clearwater and Pinellas County have relatively low foreclosure rates. For example, Miami-Dade County had a foreclosure rate of 0.37% in 2021, while Orange County had a rate of 0.19%. Other cities and counties in Florida, such as Hillsborough County and Jacksonville, had lower foreclosure rates than Clearwater and Pinellas County.
As a foreclosure defense attorney based in Pinellas County, Florida, I understand the distress that being foreclosed upon can cause. It is important to seek the assistance of an attorney because they can provide valuable guidance and representation throughout the foreclosure process.
Firstly, a foreclosure defense attorney can review the foreclosure documents and ensure that proper procedures have been followed by the lender. They can also identify any violations of state or federal laws that may exist in the foreclosure process, and use this information to your advantage.
Homes in Clearwater, FloridaSecondly, a foreclosure defense attorney can negotiate with the lender on your behalf. This may include seeking a loan modification, negotiating a repayment plan, or even delaying the foreclosure process to allow for alternative solutions.
Thirdly, if litigation becomes necessary, a foreclosure defense attorney can represent you in court. They can challenge the foreclosure, present legal arguments and evidence, and fight for your rights and interests.
Lastly, a foreclosure defense attorney can provide emotional support throughout the process. Facing foreclosure can be overwhelming and stressful, and an attorney can provide reassurance, support, and guidance to help you through this difficult time.
In summary, if you are facing foreclosure in Clearwater, Florida, it is essential to seek the assistance of a foreclosure defense attorney. They can protect your legal rights, negotiate with the lender, represent you in court, provide much-needed emotional support, and even help you keep your home in Clearwater.
The Law Office of Mark Schleben provides experienced, strategic and aggressive foreclosure defense for clients living in the west-central Florida counties of Pinellas, Hillsborough, Pasco, Hernando, Manatee, and Polk.
Having been admitted to the Florida Bar in 1981, Attorney Mark Schleben has vast experience as a litigator and trial attorney, representing clients in thousands of cases, both in Federal and State courts, covering a wide range of legal issues including criminal defense, divorce, estate planning, complex civil litigation and bankruptcy. Since the housing and economic crash of 2007-2008, Mr. Schleben has focused much of his practice on foreclosure defense, and on working out settlement agreements with lenders when appropriate.
Strategies to defend your home from bank foreclosures.